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Sometimes we think that we have to make major changes in our lives to get ourselves on track. But in reality, major changes are the result of a series of Small Steps.
 Each day we will post three different steps. If you visit the website daily, and do at least one of these steps each day, you will begin to see real progress. Amazing things happen in the Money
Club!
When you complete today's Small Step:
Add yourself to our running tally of Small Steps taken
by Money Club members (below).
- Below are three Small Steps you
can take to begin to change your
life (below) .
- You'll find more Small Steps in
the list of Targeted Small Steps on
the right.
What Will You Do Today?
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Your Small Steps for
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5 Minutes or Less
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| Be creative. Choose a PIN (personal identification number) that a smart thief couldn't figure out. Avoid obvious choices, such as your address, phone number, or birth date. |
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| 10
Minutes or Less |
| List 10 ways you could raise $10,000 if you really had to have the funds to survive. Brainstorm and think of any and everything that you might do. Use this exercise to get creative next time you need some extra cash. |
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| 15 Minutes or Less |
| Make sure the credit or debit card you carry has a zero liability policy. Although payment card fraud is extremely rare, many of the card associations enhance federal security protections with a zero liability policy. The zero liability policy provides added protection to consumers by eliminating liability, in most circumstances, of consumer payment card fraud. Without the zero liability policy, under federal regulations, consumers may be held liable for up to $500 or more. |
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Or, you can check out the running total without adding yourself.
Set the Daily Small Steps as Your Home Page
Your home page is the page that appears every time you open Internet Explorer. By choosing the Small Steps page as your home page, you'll get quick access to the daily 15-minute exercises that keep your finances on track.
Or, with Internet Explorer,
you can reset you home page
manually
From the top menu, select:
Tools>Options
....
and designate
your desired home page .
The change will be in effect
the next time you load
your web browser. |
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Money Club
Makeover
 21-day
programs to move you closer to
your goals. Trust your
Money Guides to show you how. It's
free, it's educational, and it's
even fun.
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